Your rent range
A common rule of thumb: keep rent near 30% of your income before taxes.
A guide, not financial advice. Your own bills, debts and savings goals matter more than any rule.
What's left after rent & bills
Use your take-home pay (what lands in your bank each month).
The rent and the bills
Who lives there
Room size and income are only used when you pick that split.
| Person | Rent | Bills | Total |
|---|
Free printable: Monthly Bills Tracker
One page: your pay, rent and every bill with its due date and a "paid" box, plus what's left. Print it or fill it in on your phone.
Rent Roll splits every utility bill for every tenant, every month
One bill per tenant: rent, their share of utilities, fees, late fees. Who paid, who's late, and your profit.
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Plan every paycheck so rent and bills come first
The Paycheck Budget App shows what's safe to spend until payday, after rent and every bill.
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How much rent can I afford?
A common rule of thumb is about 30% of your monthly income before taxes. On $4,200 a month that is $1,260. If your other bills or debts are high, aim lower; the "What's left" side shows what you would really have after rent and bills.
How do roommates split rent fairly?
Three common ways: equally, by room size (a bigger room pays more) or by income (each person pays the same share of what they earn). Pick the one everyone agrees on; the calculator makes the shares add up to the exact rent.
Should bills be split by income too?
Many couples split bills by income and roommates split them equally. You can pick a different way for rent and for bills.
Why do the shares sometimes differ by a cent?
When a total can't divide evenly, the leftover cents go to whoever had the biggest fraction, so the shares always add up to the exact bill.
Is anything I type saved?
The numbers you type are worked out on your own device and are never sent. The only thing we keep is the email you sign up with, so we can send you free tools and spreadsheet deals. Unsubscribe anytime.
Do utilities count in the 30%?
People do it both ways. If your rent includes utilities, compare the whole amount; if not, add your bills on the "What's left" side to see the full picture.